Overdrive

That escalated quickly.

I run a business that depends on doctors. Doctors are fairly notorious for taking time off around the holidays, so our business tends to have a predictable lull each December. I have been in San Antonio wrapping things up for the year and getting ready to spend the rest of the time before Christmas at home in Baton Rouge.

Not so fast, my friend…

A family has been to see our house several times and late last week while I was at home they made an offer. The offer was too low to consider so I just rejected it and did not counter. Another couple has also shown interest so I felt pretty comfortable rejecting the lowball offer.

The original family came back with a second offer that was a little higher so I countered with the asking price — I am very comfortable that the price we have on the house is the market price for our area, and I am really not willing to sell for less. Meanwhile, the second prospect continued to visit the house without making an offer. My realtor told the first family’s realtor about the other interested couple, and so on, and so on.

So, on Wednesday I get a full-price offer from the original folks with one stipulation. They need to close on January 9 because they have to be out of the house they are selling by January 11.

Uh-oh.

Peggy and I have been working with a realtor and looking at houses whenever she comes to San Antonio (and I have been seeing several homes while here by myself), but we were not looking seriously yet because we had no offers on our home in Baton Rouge. The house has barely been on the market for six weeks. Now we have to close on the new house in San Antonio in less than four weeks?!

I accepted the offer. Then I called Peggy and told her to get to San Antonio as quickly as possible. I also called the realtor and asked him to remove from consideration any home that was currently occupied. There is no way we can ask someone to be out of a house in time for us to close and move in. I know someone just did that to us, but Peggy’s a ninja. I don’t expect anyone else to be able to do what she can do.

I also asked the realtor to hook us up with someone who could get the financing done and closed in that period of time. The mortgage company almost screwed up the deal when we bought our house in Baton Rouge, so I am a little sensitive on that subject. He assured me that as soon as we found a house that he had someone who could get everything done and closed in two weeks, even with the holidays coming up. I don’t believe him, but even if he is wrong by 50% we can still close in time.

Peggy got to San Antonio on Thursday night and we spent all day Friday and Saturday looking at prospective homes. On Saturday night we made an offer on a house. We continued looking at homes after church on Sunday. The owner countered late Sunday afternoon and then accepted our second offer.

As excited as we are to be getting this done so quickly, I really cannot get too excited until the mortgage company comes through. I had already put together the information the realtor told me to prepare to expedite the process. Now it’s in their corner.

Peggy and I went down to the San Antonio Riverwalk for a celebratory dinner. I will be staying in San Antonio this week to make sure the mortgage folks have everything they need. Peggy will be going home to start packing. I know it seems early, but we have a trip planned for the week between Christmas and New Year’s so she wants to get started.

So much for a lull before Christmas…

You’ll forgive us if we look a little glassy-eyed, but the Riverwalk at Christmas never disappoints. We stayed until the lights came on.

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